Lock USDT from your spot balance as collateral for one isolated loan.

Borrow a coin worth up to 70% of the collateral. It is credited to your spot wallet right away.

Risk ratio = collateral ÷ (borrowed value + interest). It falls when the borrowed coin rises; at 110% the loan is liquidated.

Return the coin in full or in part. On full repayment the collateral minus interest goes back to your balance.